Protect your travel budget with hand-verified Simply Excess discount codes and car hire excess insurance offers
| Total active offers | 4 |
| Coupon codes | 2 |
| Deals (no code needed) | 2 |
| Best discount | 15% OFF |
| Last verified | November 2, 2026 |
Choose a verified Simply Excess coupon code or promotion from our list and click 'Get Code' to copy it.
Visit simplyexcess.com, select your cover type (Single Trip or Annual), geographical region, and rental dates.
Locate the promotional code or voucher field on the quote summary page, paste your code, and proceed to complete your purchase with the discount applied.
Simply Excess is a specialist travel insurance provider dedicated to protecting drivers from exorbitant excess fees charged by rental companies worldwide. When hiring a car, rental desks often charge high daily rates for supplementary Collision Damage Waiver (CDW) and Super Damage Waiver (SDW) products. Simply Excess offers an independent, budget-friendly alternative that provides comprehensive reimbursement coverage for damage, theft, and specific vehicle parts at a fraction of the traditional rental desk cost. By utilizing our curated Simply Excess promo codes and promotional offers, travelers can secure peace of mind on the road while significantly lowering their upfront insurance expenses.
Simply Excess delivers specialized policies tailored to different travel habits and vehicle types. Whether you are planning a weekend road trip in Europe, a business trip across the UK, or an extended family holiday in North America or Australia, the platform provides tailored protection options. Core policies cover standard car hire excess reimbursement as well as specialized protection for vans and motorhomes. Unlike basic rental company waivers that routinely exclude vulnerable areas of the vehicle, Simply Excess policies typically include coverage for windscreens, tyres, undercarriage, roof damage, and lost car keys.
Travelers can choose between flexible Single-Trip excess insurance and cost-effective Annual Multi-Trip (AMT) excess policies. If you only rent a vehicle once or twice a year for short vacations, single-trip cover lets you pay a modest daily premium for only the dates you need. Frequent holidaymakers and business commuters can unlock immense savings by choosing an Annual Multi-Trip policy, which protects an unlimited number of car rentals throughout a continuous twelve-month period (subject to maximum duration per rental). Applying an active Simply Excess discount code to an annual policy maximizes value, often paying for itself after just three or four rental days compared to desk prices.
Securing the lowest rate on your vehicle excess protection is straightforward when shopping through Simply Excess. First, compare the geographical zones—European coverage is generally more affordable than Worldwide options, so ensure you choose the precise tier needed for your destination. Second, look out for promotional voucher codes released during peak travel seasons, including summer road trip periods and winter holiday travel windows. Third, take advantage of built-in policy perks such as coverage for additional named drivers on the same car rental contract, which eliminates the need to buy separate policies for spouses or travel partners.
Every Simply Excess policy is designed for seamless, paperless management. Once you complete your booking with an applied voucher code, your policy documents and confirmation certificate are delivered instantly to your email inbox. This digital documentation is readily accepted and provides all the details you need in the event of an insurance claim. Should the rental company deduct an excess from your credit card due to vehicle damage or minor scratches, Simply Excess's straightforward claims system enables you to submit your rental contract, repair invoices, and checkout reports online for prompt excess reimbursement.
Enter your promotional code into the designated promo code box on the quote or payment summary page on simplyexcess.com. Once you click apply, your discounted premium will be updated immediately before you enter payment details.
Yes, our team manually verifies and tests each Simply Excess coupon code on live policy quotes to ensure all discounts are active. We continuously monitor our listings to replace expired vouchers with working promotional offers.
We update Simply Excess deals on a daily basis. New promotional codes and special seasonal discounts are typically introduced around major holiday seasons and peak travel booking windows.
No, Simply Excess permits only one promotional discount code per policy purchase. To get the best rate, apply the single voucher code that offers the highest percentage discount on your specific policy type.
Your promo code may have expired or may apply only to specific policy categories, such as Annual Multi-Trip rather than Daily Single-Trip cover. Review the terms and exclusions of the coupon, check for typos, and ensure your selected destination matches the offer criteria.